Three ways to save money on your health care expenses.

1

Use the lowest-cost labs

When it comes to saving money on preventive lab tests—like blood work needed to test for a condition—it pays to visit Quest Diagnostics®. Any preventive lab tests ordered by your doctor are covered at no cost to you if you visit Quest for the services. For your convenience, Quest Diagnostics offers both online (www.questdiagnostics.com) and phone appointment scheduling (call toll free 1-800-377-8448). You can even get directions to the lab nearest you.

For BlueOptions and BlueChoice members: Go Green with Blue; View yoru EOB online instead of having a statement mailed to you. To find out how, log onto MyBlueService.

2

Go generic

Overwhelming data suggests generic drugs are as safe and effective as their brand-name equivalents, and are always your least expensive option. You can save $15 to $20 a month for covered prescriptions by switching from a brand-name to a generic drug. That’s up to $420* a year! Ask your doctor if a generic drug will work for you.

*Your savings could be higher or lower depending on the specific drugs you switched from, your pharmacy plan’s coverage, how often you refill your prescriptions, and where you purchase your prescriptions.

3

When an urgent care center is a better choice

You’re doing some repairs around the house and suddenly suffer a deep wound requiring stitches. Your doctor’s office is closed. What do you do? If you said go to the ER, think again. An urgent care center may be a better choice.

Urgent care centers are staffed with qualified nurses and doctors who can handle medical problems like cuts and colds, flu symptoms, minor fractures, burns or infections, animal bites, minor allergic reactions, sprains, strains, and even immunizations.

Urgent care centers provide services on a walk-in basis—no appointment is necessary—and they are usually open seven days a week, from 10 to 24 hours a day. Plus, you can save up to 50% on your out-of-pocket costs—that’s a win-win!