Health care can be expensive, even when you have insurance. To help keep your health care costs down, make sure that you know how to use your Medicare prescription plan.

Learn About Generic Medications
Horizon Medicare prescription plans cover both brand-name and generic medications. A generic medication is the chemical equivalent of a brand-name medication. This means that generic medications have the same active ingredients as brand-name medications but cost less. Generic medications also have the same quality, safety and dosages as brand-name medications. You can save money by asking your physician to prescribe generic medications rather than brand-name ones. To find the generic version of a medicine, talk with your physician or pharmacist.

Use Your Formulary
You can also find generic medications using a tool known as a formulary. A formulary is a list of medications that are covered under your Medicare prescription plan. The formulary lists the generic and brand-name medications that are covered by your plan. To get a copy of your formulary, call the toll-free number on your Horizon ID card. Or find it on our Web site:

1. Visit our Web site at www.horizonblue.com/medicare.
2. Click on the link for your plan (Prescription Drug or Medicare Advantage).
3. Select “Formulary Search” from the list of options in the left-hand column.
4. Click on the link for your plan type. (To find your plan type, look on your Horizon ID card.)